1.1 Terms and Conditions of Use:
1.2 Use of Proprietary Information on this Website
1.2.1 No information or data constitutes an offer to do business.
1.2.2 Proprietary information on the Loan Picker SA website may be downloaded or printed for your (the applicant/clients’) own non-commercial, educational, private or domestic use only, provided you (the applicant/client) do not delete or change any copyright, trademark, or other proprietary notices, or distort or otherwise modify the proprietary information in a manner that may be prejudicial to Loan Picker SA.
1.3 Your Submissions or Communications and Privacy
1.3.1 Any communication or material you (the applicant/client) transmit to the Loan Picker SA website by electronic mail or otherwise, including, but not limited to, any data, questions or answers, comments, suggestions, or the like, will be treated as non-confidential and non-proprietary by Loan Picker SA.
1.3.2 Loan Picker SA analyses aggregate and non-personally identifiable data relating to the usage of the Loan Picker SA website. E-mail addresses and other personally identifying data about you (the applicant/client) are made known to Loan Picker SA when submitted to us via the Loan Picker SA website.
1.4 Trademark Notice
The trademarks that appear on the Loan Picker SA website (if any) are registered and unregistered trademarks of Loan Picker SA or its affiliates or are licensed to Loan Picker SA by third parties. Nothing contained on the Loan Picker SA website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Loan Picker SA website without the written permission of Loan Picker SA or third party who owns the trademark. Trademarks (including but not limited to Loan Picker SA and the Logo) that are used or displayed on the Loan Picker SA website is owned by Loan Picker SA or by third parties other than Loan Picker SA that offer and provide products and services on or through the Loan Picker SA website. The trademarks of Loan Picker SA may not be copied or used, in whole, partial or modified form, without the prior written permission of Loan Picker SA or, if applicable, its licensor. In addition, Loan Picker SA’s custom graphics, logos, button icons, scripts, and page headers are covered by trademark, trade dress, copyright or other proprietary right law, and may not be copied, imitated, or used, in whole, partial or modified form, without the prior written permission of Loan Picker SA. Other trademarks, service marks, registered trademarks, product and service names, and company names or logos that appear on the Loan Picker SA website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Loan Picker SA. You the user (the applicant/client) may not use any metatags or any other “hidden text” utilizing a Loan Picker SA name, trademark, or product name without Loan Picker SA’s express written consent.
1.5 Copyright Notice
The Loan Picker SA website and its contents available on the Loan Picker SA website are protected by copyright laws and international copyright treaty provisions. This material and contents has been placed on the Loan Picker SA website under the authority of the copyright owner for the sole purpose of viewing of the materials and contents by users (South African Public/Residents) and/or the (applicant/client) of the Loan Picker SA website. Users (South African Public/Residents) and/or (the applicant/clients’) of Loan Picker SA are not authorized to download or transmit any of these materials or contents of the Loan Picker SA website electronically, or to otherwise copy, manipulate, modify, retransmit, reproduce, redistribute any of the materials or contents of the Loan Picker SA website in any form or by any means, electronic or mechanical, including data storage and retrieval systems, recording, printing or photocopying. Failure to comply could result in punitive legal action. © Copyright Protected, Loan Picker SA, 2015. ALL RIGHTS RESERVED.
1.6 Linking and Framing
1.6.1 On the website of Loan Picker SA you may be offered links to other sites operated by parties other than Loan Picker SA. The inclusion of any link to such websites does not imply endorsement by Loan Picker SA of the websites or the services or products offered on such websites. Loan Picker SA has not reviewed all of the websites linked to the Loan Picker SA website and is not responsible for the content or accuracy of any off-site pages or any other websites linked to the Loan Picker SA website. Your (the applicant/client) linking to any other off-site pages or other websites is strictly at your own risk.
1.6.2 You may not establish a link to the Loan Picker SA website from a third party website, unless:
188.8.131.52 The link does not imply any association, endorsement or sponsorship by Loan Picker SA of such website or any products or services offered on such website.
184.108.40.206 The link is to the Loan Picker SA website at: https://www.loanpickersa.co.za or https://loanpickersa.co.za or https://loanpickersa.mobi
220.127.116.11 The linked pages from the website are displayed without alteration of any kind; specifically, you (the applicant/client) may not cause a user’s (the applicant/clients’) web browser to display a “framed” version of the Loan Picker SA website in response to activating a link.
1.7 Limitation of Liability
1.7.1 The use of the Loan Picker SA website is strictly at the user’s (the applicant’s/client’s) OWN RISK.
1.7.2 Under no circumstances whatsoever shall Loan Picker SA be held liable for any loss arising out of, or in connection with, the use of information available from the Loan Picker SA website whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages, due to circumstances beyond our reasonable control.
1.7.3 The information on the Loan Picker SA website is intended for general information purposes only and is not intended to serve as financial or other advice.
1.7.4 Whilst Loan Picker SA endeavors to ensure that the information on the Loan Picker SA website is accurate and complete, Loan Picker SA makes no warranties about the accuracy, reliability, completeness or timeliness of Loan Picker SA proprietary information, software text, graphics, and links, or about results to be obtained from using the Loan Picker SA website.
These terms, conditions and policies of Loan Picker SA shall be governed by, and construed in accordance with, the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You (the applicant/client) hereby consent to the exclusive jurisdiction of the Courts of South Africa, or any other court that Loan Picker SA deems fit, in respect of any disputes arising in connection with your (the applicant/clients’) use of the Loan Picker SA website, or these terms, conditions and policies of Loan Picker SA and any matter related to, or in connection therewith.
1.10 NO VARIATION
No variation of, or addition to this Agreement shall be of any force or effect unless it is reduced to writing and signed by or on behalf of the Parties.
No relaxation, indulgence or concession granted by Loan Picker SA to you (applicant/client) in respect of any of your obligations herein shall constitute a novation of any part of the Agreement nor otherwise prejudice, derogate from, or affect, any rights which Loan Picker SA may have against you.