1. Privacy Policy

1.1 Privacy is of utmost importance and we (Loan Picker SA) ensure you (the applicant/client) that your (the applicant/clients’) credentials are protected according to the Electronic Communications & Transactions Act. The applicant/client’s online privacy is further protected through THAWTE.

1.2 All use of the Loan Picker SA website is bound by a digital binding and enforceable service mandate and agreement which is automatically generated by the website AFTER submitting your (the applicant/client) application for Loan Picker SA’s Convenient Service Package online/electronically. This digital binding and enforceable service mandate and agreement confirms the applicants’/clients’ irrevocable agreement to the policies and procedures of Loan Picker SA. This means that the applicant/client has taken the time to study and thoroughly understand the Terms of Service, Terms of Use, Legal Disclaimer and the Privacy Policy (collectively known as the “policies”) of Loan Picker SA and the Loan Picker SA website. You (the applicant/client) furthermore acknowledge and irrevocably agree that you (the applicant/client) have submitted an online/electronic application via the Loan Picker SA website namely; https://www.loanpickersa.co.za, for the purchase of the Loan Picker SA convenient Service Package (as per the Terms of Service) at your (the applicant/client’s) OWN FREE WILL, WITHOUT ANY FORCE OR DURESS WHATSOEVER. THE APPLICANT/CLIENT FURTHERMORE ACKNOWLEDGES AND IRREVOCABLY AGREES TO ABIDE AND FULFILL ANY AND/OR ALL OBLIGATIONS IN TERMS OF THE “POLICIES” OF LOAN PICKER SA.

2. Classification

2.1 Applicant/client = You; any person who accesses and uses the Loan Picker SA website.

2.2 Data: Text, numerals, credentials etc.

2.3 Personal Information: Personally Identifiable Information; ID numbers addresses, income / expenditure, banking details.

2.4 Loan Picker SA: a private company registered in the Republic of South Africa.

3. Opting OUT

3.1 When an applicant/client makes use of Loan Picker SA their details are stored in our databases and/or management systems.

3.2 Loan Picker SA deals with third parties, your (the applicant/client) credentials may be passed on but only to aid your (the applicant/clients’) application. At no point does the owner of the Loan Picker SA website trade with ANY applicant/clients’ information. If any third party advertisements are sent to the applicant/client via email(s) and/or sms, it is the applicant/clients’ responsibility to “opt out”, so it so wish.

3.3 All opting out should be emailed to: customercare@loanpickersa.co.za

4. Security of Data

4.1 Loan Picker SA uses a reputable external company who manages hardware and software which ensures data is protected on and offsite. This also ensures that data is backed up for the applicant/clients’ protection. This system is however not foolproof, and therefore the aforementioned disclaimers regarding damages suffered by you as applicant/client relating to the use of the services offered by Loan Picker SA.